Non-document verification

High-assurance ID for 95% of the US in seconds.

Access both bank-based and mobile network-based verifications covering >10,000 financial institutions and over 230M individuals.


Verify names, addresses, age, contact details, SSN, device, and more based on bank-linked KYC or verified mobile network records.

High assurance without the documents

Increase trust and safety without relying on photos by tapping into bank-grade KYC or verified PII and risk signals from mobile networks

Credentials, not forms — reusable by default

Both verification types are retrieved and packed as verifiable credentials after the first verification, making sharing as simple as auth and consent.

Stackable

All types of verifications are packaged into a composable, interoperable formats. This means you can request combinations of bank and telco verification with document verification or PEP/Sanctions in a single to meet your verification needs.

Data minimizing & privacy preserving

Verification is not not all or nothing. While bank and mobile network data is robust, consume only the data you need without forcing your applicant to overshare information.

How it works

1

Get started - Search our list of supported institutions or enter your telephone number and DOB.

2

Simple verification - If the flow requires bank verification, we'll establish a secure OAuth2.0 connection with the selected institution. If the flow requires phone number, we'll capture that and DOB to see if we recognize the user.

3

Instant retrieval - Portabl will instantly retrieve the available ID data associated with the underlying source.

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Submit! - The retrieved data is wrapped as a credential and selectively disclosed to meet the relying party configuration.

High assurance aggregation, flexible disclosure

Bank and mobile network endpoints retrieve and bind robust identity and risk information to authenticated users in seconds, but how much you consume is left to your use case — get the benefits of high assurance for even the simplest verification or proof. For example, you can use the bank endpoint to prove just age.

No-login, no-redirect reusability

As with other types of verifications, we bind verified information to the user, account, and underlying cryptographic keys, making future verifications easy as a passkey auth and consent to share.

Protected by strong authentication

Our non-document endpoints rely on strict security standards including the OAuth2.0 standards used throughout the open banking industry.